Warm blooded citizens are citizens of the US, so effectively have standing in each State (my layman's understanding)...Why do you want the trust? 

I'm currently working full time as a private Driver in Brooklyn NY,  and trying to save enough for an FHA loan.I'm planning to buy in a different state but I'm not sure where yet, hopefully somewhere warm (e.g.

Pack your warm clothes because it is COLD up here lately. 

Abel Hello Abel, thank you for the warm welcome and I appreciate you sharing a little about yourself! 

It almost look a little gawdy, but I have found that my tenant demographic likes things that look "fancy" like this, even if they seem a little "decadent" for the area/unit..The new fan is functional as a cooling device when it gets warm (rare to have A/C in rentals in Oakland), has dark wood blades to match the cupboards, and has 2 bulbs instead of 1, to provide more light in the newly available dining area, freed up by cutting the cupboards to move the fridge..

I agree with your rate trajectory; so my thinking is, now with high rate, housing prices should be lower => buy with cash; if in the next 6 months rates start to fall, housing prices should warm back up, so even with no rehab, housing prices will rise => refinance.

Being too warm during heat and AC seems related to the ducting rather then then the unit.

Use it for a place to rebuild engines in the living room where it's warm and you are not locked into some cold garage?

Warm regards,Diane

Your boiler will be working hard to keep the place warm, just is what it is.