. $300K as I put a hefty amount down through that 1031 exchange).Current offer on the table proposed by my broker:$600K Purchase price7 year lease with option to purchase within 3 years for an amount equal to $600K less what they would have otherwise paid in principal under under a 7% loan for the same period). 

Life can change so fast, you don't want to be locked in.....One year lease with incentivized options.

I personally would do the first option. 

Plus, with a SF home, you have more options for renters.

Option: Start advertising it now and get an interest list.

A small apartment complex would be a good option also.

Proper Insurance and Steadily have always been solid options for short term rental insurance.

Neither option is bad and they both have tradeoffs, happy to talk about it further in person if you want as I live in East Mesa. 

General rule is that you may get some things like improved general software interfaces, more experienced professionals (some people get REALLY specialized in certain topics, it's crazy to see sometimes) Also, the option that if you do have something unexpected come up, they might have more staff capable of handling it so you wouldn't have to move around at all.

At a minimum it would reduce some of the consumers options and flexibility in transactional structure.