IncomeRent $750ExpensesPITI $815Misc $300Negative cash flow $365.Since taxes vary locally, it’s hard for me to know how much is going toward the principal balance each month, but I’ll assume your initial loan was for 125K and say:Cost to sell this place now (commissions, closing costs $10,000)10 years of carrying costs: $43,800Principal pay down over 10 years: $20,26820 years of carrying costs: $87,600Principal pay down over 20 years: $57,49630 years of carrying costs: $131,400Principal pay down over 30 years: $125,000It seems like the negative cash flow outweighs the benefit of keeping this place, unless you just want to have an extra piece of real estate for your child, parent or whatever.As an investment, it does not seem to make sense.

I have been learning from Ray Alcorn since the day I got interested in real estate.His posts (on a different site), speaking in person and his course (if you could call it that... it is more of a desk guide for commerical real estate investing) are all top notch.Best of luck!

Yes, it can seem a bit corny to read about grammar and language - but, I agree with Dwayne and others - people judge your competence (in many areas) by what and how you speak and write.

You should speak with a lender about that sort of mortgage.

I don't know how to speak to investors, or how to present them the material i have.

In some cases, the combination of expenses, interest, and depreciation will create a negative taxable income from a rental.

I was in Ghana for 3 weeks three years ago and I never seen a real estate sign but I did speak with several builders there and I still never seen a sign.

I've heard a couple of them speak.

NCHomes,I can only speak on my experience, but it all depends on the bank.

I personally don't leave without a signed contract....but if you're not as ballsy as I am, you could always tell her to speak with the others and give her the courtesy of a call before she signs with anyone.6.