I have a similar backstory and totally relate.

Being a realtor we had similar plans (1 mail contact once a month, Newsletter once a quarter, etc) I am most excited because this business advice does not just seem like an "info-mercial" It seems like their is a recipe for success.

@Aaron YatesI've asked about HomePath loans for an investor in the past and had a similar experience.

While you mention there are no points, perhaps there are processing charges or something similar which would be revealed in the APR.

I'd suggest you look at some websites that offer services similar to yours, and take the parts you like; and use them in your site.

Again, though, my circumstances are unlikely to be similar to yours so I'm not sure how much that information helps.

It's funny that he pretended to be a 'wholesaler for the bank'.When a bank sells a Bulk Package (if they even do), you have to buy the entire package which is made up of a few good deals and mostly garbage (similar to how they packaged notes to the secondary market during the housing boom).

If a bank owns it 99% of the time it's a foreclosure or something similar (In my experience).

If you can't find anything close by, get neighborhoods or areas that are similar in age, amenities, etc.

A few year back my wife and I were in a similar situation.