Create separate land trusts for each property (in states that recognize land trusts).

On 3 separate occasions, the appraiser gave me their word that I would have the appraisal back by a selected date.

I am seeing more and more pop up with a little separate income sweet already built in on the first floor that make a perfect little airbnb.When it comes to investor friendly lending, I would start with Troy Howell at Nova, Joe Massey at Castle and Cooke (I used him for both of my HH's) and Jessica Castillo at Bank of America (their grant program is excellent!).

Although this is a sellers market for the owner-occupier space with crazy offers being made above asking price by people who buy on emotion rather than numbers, landlord burnout is at an all-time high due to government imposing its will and saying investors need to pay for the "won't work for money and won't pay for housing" lifestyle. 

It separates business and personal assets and protects your personal assets should someone want to take you to court because of something that happened at one of your properties.

You need to perform a financial and lifestyle/emotional analysis.

You have to be able to separate yourself from them somehow.

I'm thinking this doubling the rents is emotions winning ove logic. 

Deed each in separate Living Trusts and make sure you have GREAT insurance and an umbrella policy.

I expect there will be a lease for the new tenants in the separate rooms though.Can her brother get the landlord insurance, put it in her name and then add himself and the mortgage company?