Has anyone gone through trial without getting a ruling on the same day?

Also, there is an IRS memorandum which explains in great detail why a transaction of this type was considered acceptable when the applicable laws and legal doctrines were applied to it.

You write the check the credit card send you into your own checking account (must be the same name as the checks issued for) and you get cash in the bank.Usually, there are fees 2-4% up front and then 12-15-18 months 0%.You use it as cash.I am not sure if it won't show on your credit when you apply for mortgage but it sure doesn't show on any credit reports.

I had discussed the rules about what goes in the toilet when we signed the lease.

Arbitrary rules with harsh enforcement on your units, no enforcement on his own, for example. 

@J MacArthurThe property would need to be distributed in-kind from the IRA into your name and taxes would apply. 

@Danielle Zito We did this (reappraised a three-decker in Boston to apply for a HELOC to fund investment down payment on another, also Boston) and though rates are variable on the product we have, they're fixed for a period of time first - so paying it back is a priority.In terms of timing, it does take some time to get through the HELOC process, so you probably want to start sooner rather than later, but I would discuss with your mortgage lender as well.

Should I just apply for a HELOC now, and let it simmer? 

No depreciation and too many rules. 

There are self rental rules in the Internal Revenue Code to prevent this.