In order to get homeowners insurance, the roof, plumbing, electrical, and HVAC usually need to be functioning normally and have reasonable service life remaining.Will the property appraise for the purchase price to the end buyer?

Being that I am out of town and trying to avoid hiring a management company I am considering a buying a home warranty/service contract for the appliances, electrical, plumbing, etc.  

Has anyone ever won a Hudson and Marshal auction (no reserve price) and then been told a different price?

I'm sure it's in the terms of service that we all click "accept" without thoroughly reading but know that what you post here might be read by a tenant.

I have funds for a down payment, but decide to borrow the downpayment and hang on to my own funds as a reserve fund.

There are services that charge a hefty fee for this, but can often be well worth it if the tenant stays and takes care of the place.Best of luck!

This is for areas we do not desire any tenants to have access and our home is on this key.We reserve one key for vacant. 

The 50% rule is related to expenses, which does not include debt service, so your down payment won't affect that.If you're not planning to live in the property, you will have to put down at least 20-25%.

With only 10K the fasted way is like to drastically modify your life style to embrace the frugal and save every penny going forward until you have enough for a DP, closing costs and a reserve fund. $10K after closing costs and holding back a reserve fund will leave you about $5K for a DP.

I need suggestions on what type of companies I should be looking into for these types of services or what type of searches I should be conducting to find companies that do these all in one services.