Good afternoon BP,I have been on a tear as far as consuming real estate investing information (BP podcast, books, forums etc.) while I pay off debts and get my credit & finances in position to make my first deal.

From a cash flow position it screams buy opportunity.

You should end up with about $2,500 a month positive cash flow.

100%  financing and positive cash flow. 

If you have long term low rates you are already in the best position you can be in.

I definitely plan to use my va loan...and was planning to use it for my 1st property...but if I can get this property in the position that I want it....I'll go for it....I have the downpayment...really just want to see what the best loan option may be for it.

If not a lot of equity then can still use it as down payment/reno costs2) Hard Money Lender - The one I use doesnt require you to put down cash but will put a second position lien on your personal residence as your "skin in the game" - So if you dont have a lot of cash this is a good way to go.

I guess I should focus more on the positive cash flow then.Thanks again Jay-Z #seewhatIdidthereDK

I only ask because you didn't mention it in your post...the lease you can put together on legal zoom or a lot of different online vendors in not a lot of time, but you need the application to get to needing the lease.Pretty sure I'm starting to ramble but, you mentioned that you felt like your mind was blank during your conversation - I like to let the call (unknown #) go to my voicemail that I record asking prospects to leave a message with their name and phone #, then call them back when I am in a position that I can put all my focus into that conversation.  

I am almost positive that is also the case in NJ.