., org for community garden)3. selling the land (what are ideas for doing this... land doesn't seem to be first choice for what realtors want to sell)I live in the Bay Area so have to keep this in mind as I explore options.Thanks!!!

So of the choices, which would you think I needed and also is there anyone in MD or DC you can recommend?

to be a popular place for guests and investor competition so you can do better by dominating the niche you select.  

When it comes to obtaining "financial freedom" is investing in real estate just the least worst choice?

The only choices you have are to pay off the mortgage so the insurance is not mandatory, try to find private flood insurance that is less expensive, attempt to flood proof the property or sell it.You may want to call your local government floodplain administrator, engineering or survey or drainage dept to see if there are any flood related improvements planned in your area, such as a drainage project, that may lower your flood risk.

We found we had not choice but to rip out everything cabinets, base trim, all the flooring to get rid of the cat odor, and even the dumpster stunk with that stuff outside.

Given the choice, you would want to own real estate before the car.

Given its 300 foot proximity to, "BEACONS BEACH",  one of the Worlds most popular surf areas located in the city of Leucadia, Cali on the North San Diego Coast.

There are very few choices here in the multi-family arena so if anyone has a tip for me, please help. 

The owner has made the choice to have professional representation.