Nice move on the buy side, and excellent situation where STR/MTR assists you in covering the mortgage.  

Still on a learning curve. but for me the Toledo and surrounding areas.

I'm self employed, no other "job"I have STR insurance policies that show a line item for Loss of Business Income.

That is on them to figure it out.Are you listed on the MLS with an agent as well?

Hi All, I know I haven't been on here for a while, but I've honestly been too busy to log on and interact.

You have to refinance your first home and do FHA on your second one.

We're looking to renovate something before the end of the year to accomplish 2 things: 1) Improve home value so we can get appraisal, refinance and leverage that to buy a new property. 2) Take advantage of the tax credits that are out there in 2024 before the new year or is it better to wait until 2025 and just hold onto the cash I have at hand.Here is a list of renovations that will need to be done eventually:*Brand new basement kitchen (cabinets + add seating area - we already have brand new dishwasher, fridge, gas oven)*New standing shower in the basement bathroom*New Siding*AC/Furnace for unit 1 are close to end of life but still functioning*New Fence/landscaping*New Windows for the basement*New Garage (unstable, concrete shifting, very old)*Solar Panels on the roof (There is a $0 down payment lease option w/ sunrun, but I'm hesitant to move forward)*Renovate master bedroom closet for tenants (it is old & has built in entertainment center that is very dated)*Repair Catch basin*Adding better drainage system for back door.Greatly appreciate any help, insight or advice!

I am looking to do some financing to build on one of my vacant lands.

More on that later2.

However, I’m not sure how to determine if it’s truly a good place to focus on.