I've personally talked with Scott on numerous occasions since 2016 and red flags were popping each time.

If your not in control of the upswing what you buy is a gamble.  

In a few paragraphs, Holtzschue explained exactly what I should do (sent a letter of default and prepare to sue for specific performance), and listed numerous legal cases that outlined NY statutory law.

I’ve had numerous mishaps.

I don’t consider what I do gambling.

Holding for appreciation is always a gamble but with the run up in values in NYC and surrounding boros... holding now and counting on much further appreciation is an even bigger gamble. 

I live in an area that has a vacancy rate of 0.8%, our homes have increased in value 40% over the past ten years, We have been voted numerous times top city to live in NY.

I've been in contract to purchase a single family home for almost 2 years (numerous extensions).

If your gambling on appreciation, that's a pretty safe bet.

That might mean moving to a new area/state where jobs are numerous.