Doesnt need any major repairs(new roof, carpet). 

Thanks for the welcome guys,My understanding of the Temple area is that Scott & White medical center and the VA hospital are two major employers in the area.

I rent the apartment per room basis (majority graduate/post doc students). 

You also should factor in Capital Expenditures (Cap Ex) for the replacement of major systems.

Also factor in grounds maintenance, which depending on your area may include snow removal and/or lawn care and landscaping (this can run a few hundred dollars a month depending on the size of the property).I always ask sellers for their P&L statements for the last 2 years which should show any major repairs and expenses.Regarding financing I think you nailed it and should look for more traditional financing elsewhere assuming you qualify.

@Sunshine Chow@Joe Homs Hit just about every question you could want to see.When someone makes a post similar to yours I put these questions out there.After finding an HML that will lend where your prospect house is (most will only lend in major metro areas or have steeper rates if they do lend outside metro areas), I would ask these questions:What is your investor success rate?

While there are several components to SB 13 that make building an ADU easier, there are a few main points that are essential to know.

Atlanta has become a major logistics hub - largest airport, UPS HQ, huge FedEx presence, Delta HQ. 

Each event focuses on a different topic matter, from House-Hacking 101, the search & purchase process, property management, financing, risk mitigation, the structural & mechanical components of a property broken down, and more.   

Downtown is going through a major gentrification.