Huge tourist presence, but the population on the books is around 6,000 and its a no go at the zip code to most...Typically, your best best in rural areas is going to local banks or credit unions. 

I'm a local resident (Rockledge), realtor, and investor.

If my plan were to continue with OOS properties, I'm sure I'd keep searching here or just go through OCF...but I made the decision to stick with my local area and a few overseas locations.It's also important to be realistic about what kind of return you will be getting with a TK investment....Anything in double-digits is unrealistic for any TK, IMO. 4-6% return is more realistic. 

You need to check with the local jurisdiction (your property manager should know),In this particular case, due to the length if you have a receipt you can show that to them and that should be good in most courts if this goes to majors.

Hi @Megan Fitzgerald I would be sure to do your research online and it may be worth checking with a local real estate attorney as well or another local attorney who may be familiar with the your areas laws/regulations.

To piggy-back off what @Lane Kawaoka says, maybe you can meet a few fellow passive investors at your local meetup, and get their opinions.

If you are using a local credit union or balance sheet lender they have additional qualification standards but I see you are in Oxnard.

@Mike Parker Ive typically put down my local handyman, as long as they are aware.

I'm almost 50, too.I get up at 5:45am and walk for 45 minutes every weekday morning from where I live down to my plumber friend's shop.

Make sure to network with your local investors at REIA meetings as well as forums.