I have an opportunity to take over mortgage payments from a seller for their remaining mortgage where I would be on title, but not the loan.

So I’m thinking a home equity loan to build a very nice small rental?  

HELOC loan.

Hello I hear their are unsecured loans I can acquire via my income history I believe they give you an income of 20% of the loan now can I pay into the debt replacing pre existing gray space the remaining 80% or will it remain outside as a new amount, hopefully that's understandable.also if I earn $30,000  annually what amount do they let me receive, thanks appreciate entirely.

Offering me loan at 5% interest for 30 years no prepayment.

As a CA broker I can originate whole as well as fractionalized loans.

That said, more inventory finally coming to market will likely translate to more options for buyers and fewer bidding wars, which typically keeps outsized price growth in check.

Then when everything with my health was finally normal, my daughter graduated high school and went on to graduate college with top honors. 

I’m aware of two individuals who paid NWA’s $10k non-refundable EMD with the expectation they would receive a loan from Sherman.

For example, FHA loans allow for a really low down payment where others required a lot more. - It really is personal preference - everyone has their own "this is the best market."