Did you know you can add value to your properties by installing Solar.  I am helping investors with $0 down, $0 out of pocket Solar on their properties to increase the value of their properties for when you sell, flip...

If you wanted to go even deeper, you could inquire about any rules they have for recasting the loan and the specific terms of the due on sale clause. 

Regular landscaping/yard care (mowing, edging, trimming, fertilizer, weed control) will be provided by ____(check one)____ [   ] Landlord  [   ]  Tenant .For all Tenants:a.Tenant agrees to keep yards, walkways, patios and decks clear and to keep premises free of junk and debris.b.Tenant accepts liability for all landscape damage and/or replacement of such, if caused by neglect, abuse or lack of water.c.Tenant may plant the beds adjacent to their dwelling to their liking, but only with those plants that are of appropriate size and type for the beds.All plants brought or caused to be brought to the property by Tenant will be cared for by Tenant.d.Tenant agrees not to cut or prune trees, hedges and shrubs.This will be Landlord’s responsibility.e.Tenant agrees to properly dispose of all plant debris and agrees to not leave such on the property.f.Landlord will consider special Tenant requests for planting and removal of plants, shrubbery and trees, but reserves the right to determine the make-up of the landscaping.g.Tenant agrees not to grow marijuana on the premises, indoors or outdoors.For Tenants of single family homes only: a.Tenant agrees to mow, water, and keep the grass, lawn, flowers and shrubbery thereon in good order and condition, applying fertilizers and weed retardant as needed. b.If Tenant fails to keep the landscaping in good order and to follow these guidelines, Landlord reserves the right to hire a landscaping service at Tenant’s expense (after a 10-day notice to perform covenant).c.Landlord reserves the right to restore the landscaping to its initial condition, as it was at the time Tenant began occupancy, or if improved during Tenant’s occupancy, to the level of such improvement.

I finally had enough capital for a down payment on a duplex in Baltimore County (based on the prices I had been eye-balling for the past few years) but they all seem to have very recently gone up in price about 25-35% in the areas I had planned to target, so I'm having a hard time moving forward with finding a property to purchase.I work in Baltimore City and have seen various areas improve over the past few years.

I was going to recommend mailchimp.com as well but it seemed to indicate it was not allowed as part of the spamming rules.

I actually think there's not much room for improvement with the rents if money isn't put into the building.

In order to get positive cash flow, I'd have to stretch the rent amount just to break even.Another financing option would be to re-fi the condo again, basically re-finance remaining $66,000 amount with 20% down @ 5% on a 30-yr fixed:Rent Summary: I'd have to re-fi & put 20% down in order to have good CoC return (down payment + improvements + agent fee + closing costs), as well as a positive, somewhat plausible cash flow.

Hello BPI know there are rules pertaining to originating notes (quantity/frequency) with Dodd-Frank.

Then, you make the fixes as you can, raise the rents as applicable, maybe some capital improvements. 

In fact, get a copy of their rules and follow them.