With no credit card debt, student loans or car payments you will be amazed at how fast you can payoff the mortgage from your normal salary.Finance isn't rocket science but unfortunately we don't teach the basics to our kids.

If you don't have a lot of money, hold open houses, leave your business cards when you are out and about, go to local networking events, meet lenders ans ask for their referrals. 

Greetings Bigger Pockets community,My name is Perry Vincent Thomason.

@Jasmine Russell started with no money, bought my first condo for my grandparents that were renting using credit cards.

I purchased a multi unit property ,the  renovation was included in the mortgage my question is ,when it is asked on the tax for depreciation the purchase price do i use the sale price of the property or do i use the sale price and add the renovation price , also in addition to that I brought kitchen cabinets and counter tops and had them installed by the contractor who was doing the scope of work in the renovation loan , are the cabinets and counter tops an improvement or are those items supplies, because they were not a part of the scope of work and were purchased separately on my credit card

They'll even tell you how to increase your credit limits so you can purchase their classes (except they say they are teaching you how to fund deals with your credit cards).

Hello everyone, My name is Armando Castillo and I am a realtor in the San Francisco/East Bay Area. I am new to Bigger Pockets, and I am excited to network with everyone.  I am looking forward to becoming involved with...

In the end I paid cash, put improvements on credit cards and kept my proceeds.  

My question is do I need to have a seperate credit card for these properties?

But you could consider refinancing the car, negotiating credit cards, etc.