Added a bedroom, converted half shower to full shower, etc.

I imagine there may be steps to take with the city upfront to determine if in fact the ground on the lot can be built on, but some general guidance or tips on best place to start and what to expect throughout the new construction process in Buffalo.

It checks all the boxes to be legal - 2 egresses, windows, 7' ceilings, bathroom, full kitchen, etc. 

Purchase price: $307,000 Cash invested: $118,000 Purchased in January 2021, we successfully renovated this home to create a premier vacation rental property.

@Jerry ZhangIt's a pretty impossible question to answer.

You can find templates online, but it’s best to consult an attorney to customize it for your situation.4.

I most want to avoid spending considerable time showing units in-person to prospective renters, esp. before we've pre-screened them.

You're right though, seems like everyone wants to be a lender today.. smh shame 

A second option is getting a DSCR loan.Lastly, knowingly leaving deductions off of your tax return to qualify for a loan is mortgage fraud. 

@Chris Porter Sorry to hear about this issue.