We are just trying to save the huge interest rates of a loan - she is negative $8k a month with all the special care 

How much was the umbrella policy if you don't mind sharing$1347 annual for a $2M policy covering 3 cars / 3 drivers (one under 21), primary residence, one STR and an old pontoon boat. 

Things do happen and plans change so typically the bank will not care if payments are made.

I have only seen it once where the seller was 80 and moving to a assisted living facility so he did not care about using his entitlement again.  

If you are looking for companies in the US to invest in that take canadian investors send me a PM.If you are interested in buying an individual note, @Chad U. can answer the question - I believe he has a LLC in the USA but is a resident of canada.

My name is Jonny Baltes and I currently reside in Manhattan, New York.

We have a primary residence with around $350-400k in equity and no plans to move.

Don't forget with a MTR you're paying all utilities including internet and yard care/snow removal, where with a LTR the tenant is paying all that. 

Or ask the tenant to take care of it and bring a receipt.

Interestingly, they've recently negotiated a re-purchase price with us IF we bring new funding to the table.The rehab is required for several reasons: (a) correct the damage the bank has allowed to happen to the property improvements these past few years (known problems include completely destroyed pool makeover; wild animals living inside the residence; flooring missing in sections of the rec center building; destruction of the decorative main entry gate mechanism; lots of dead landscaping; as well as latent defects not known to us such as working plumbing, HVAC & water services) AND (b) expansion & upgrading of the accommodations (converting the private residence to a 2-story lodge with the restaurant/bar, reception/check-in, movie room, public restrooms, gym/sauna/steam room/massage therapy room; enlarged pool & deck area with climate-controlled cover for year round use; conversion of former restaurant/bar building to a general store selling venue collectibles & wearables, selected pre-packaged foods, sundries, RV & camping items, bagged ice & a propane refill station; construction of a free-standing event center; free-standing cabins; enlarged & upgraded RV park with its own small restroom/coin-op laundry building; outdoor activity areas; new landscaping & fencing; new parking area & entry drives (personal car & RVs).We know our target audience having created and operated the former version of this resort for almost years creating an initial membership base numbering about 1,100.