I always paid a little extra here and there. 

Multifamily I can do higher since I'm getting extra units.  

My lender said there would be no extra cost to us but this all just sounds to good to be true.We like the flexibility of having 3 loans (we could sell them as a package or separately over time), but I am wondering if that's the smartest move here. 

Nowadays in LA, you're probably talking $400 SF for a nice home with those extra footing and steel.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it.We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

Now, I am comfortably covering the mortgage and making a few hundred extra in cash flow while I live upstairs with my partner in a 3 bedroom, 1 bathroom house.

You're getting more in rent per month, so if you want to take that first couple months extra and sock it away for just in case, I would do that.

Here's some extra credit homework for anyone interested in reading more: If approved by voters, St.

When I sell it, I will keep my mortgage on the property and owner-finance it to the buyers.This generates at least an extra $50k+ on the deal in interest, but even my own insurance company isn't sure how a claim would be handled.I HAVE to keep my insurance policy on the property according to my lender.

When asked they told us that closets, trim, and doors are normally extra cost during turnover painting.