Hi @Jose BotelloI can't speak for your market butOne thing to remember when you are getting into RE investing is to have your team of people or as Brandon Turner from the Bigger Pockets Podcast calls it your CORE 41.

Account Closed - If you were interested in picking up a RE License here in NC, we have a team of agents who property manage for clients as well as help them find properties to continue and build their portfolio.

What will be allowed is seller contributions unto buyers closing costs.

A few tips:Make sure your friend sends an authorization to the underlying mortgage servicer allowing them to share account information with you in perpetuity.

It essentially allows them to pass the financial responsibility to someone else without going through a foreclosure or short sale process.How Banks Get Involved: Typically, in a "subject to" financing deal, the existing loan stays in the seller's name, but the deed transfers to the buyer, making the buyer responsible for the mortgage payments.

The charging of EVs at the Property is allowed but must be done in a safe manner to avoid electrical and fire hazards.

I am currently under a team at eXp Realty.

They were able to offer a 1st position loan based off the property and income, and the seller was allowed to offer financing, but in a 2nd position.  

@Jade Smith under your proposal, you would probably need an agent license to work with a broker.Hopefully, you have a copy of the regulations that allow your interpretation of California licensing requirements and didn't depend on someone's opinion:)

Purchasing a multi family home allows you to have some rental income while you and your husband live in the property.