You could refinance at less leverage, which should lower your rate and lower your total loan amount which would, in turn, lower your monthly payment and cash flow a little better.Question just becomes a 'cash now vs. cash later' situation.

Originally posted by @Trenton Miller:Originally posted by @Karl B.

I see on LA County guidelines and CA HCD guidelines that, when converting a detached accessory structure into an ADU, the structure can be expanded by up to 150 sq ft in order to accommodate ingress/egress.Does anyone have experience with using the 150 sq feet rule?

Unfortunately, filing a lawsuit is not a viable option for me due to personal circumstances.I would greatly appreciate any ideas or guidance on how to navigate this situation.

I own a lawn care business and I have a goal to have 80k by the end of the year.

I turned it down.

Save and wait unless you can find a killer seller financed deal.And by relative willing to lend  you $2000 - you will want to ensure it is a gift (a true one).There is a difference between lend and gift and it can have a meaningful impact on if those funds are valid for financing sake.

We can see the outside with a drive by of course, but we are more concerned with the interior and what we may be getting into. 

I had finally landed a great job making great money but still barely getting by.

If by "residential loan package" you are implying a "Mixed Use DSCR Loan" unfortunately doesn't sound like it would work since the commercial unit is larger than the residential