retirement based real estate loanI LOCATED THE ABOVE PRODUCT FROM 1ST BANK BUT COULDNT QUALIFY BECAUSE MY CREDIT SCORE DOESNT EXCEED 680.

Are you retired or do you still make income with a job or business??

There are stable neighborhoods like Hamden or Charles Village but the transitional areas are as likely to transition the wrong way.

We manage all of the projects ourselves, but my dad will be helping out in 2014 after he retires for the 2nd time ;-) We've tried looking through many different arrangements with employees, but it is hard to find someone with all of the skill sets needed for an operation as small as what we have.

The selling partner can then retire so to speak.

My career is something that I cherish and I will continue with it for the next 10 years to reach a 20yr retirement.

We personally mix "pure" investments, 20% down with personal properties turned investments.Our goal is to be able to retire on our investment income whenever my husband is done "living the dream".

I have only invested in stable neighborhoods and have been happy with the result.

Do investors generally wholesale and/or rehab to rent in transitional or stable Balto neighborhoods?

I was looking at a retirement city that has 25% vacancy rate.Here is some other data:-population 21k-population growth 14% (since 2000)-median sales price 129k-year-over-year return -12%-quarter-over-quarter -14%-sales price 5 years ago 192k-2006 sales price 270K-median rent listed 1250$ (-22% change since a year ago)I like the fact that there's definitely room to grow (between 2006 price and current), however I am concerned about 25% vacancy rate and decreasing rents.