I applied for and received a 203k loan to complete the project by the skin of my teeth.

There are several methods to skin the cat.  

We need to do a few wholesale deals to get some skin in the game.

Let's say they agree to give you $560k, they will then require you to have 'skin in the game,' and bring the balance of $240k cash to the table, to cover the difference.

PM me and I can help get your deal funded as long as you have skin in the game.

Insurance should never replace a deposit, plus there's the mental block that if a tenant doesn't have any "skin in the game", they will damage your property more. 

Enough threats toughens the skin. 

And I've spoken with HMLs, but because I don't have ANY skin in the game, they aren't willing to take the risk which is understandable. 

I don't have a source to back this up other than the conversations I've had over the years... but lenders want you to have some skin in the game.

For all intents and purposes, the only role you play here is being a wholesaler. nothing wrong with that but dont be a wholesaler and expect to get the percentage of a equity partner with skin in the game.