I would have sold it primarily to avoid the upcoming capex of the roof and eventually the galvanized plumbing…Now, Luckily the money I’ve set aside for vacancy, capex, etc. from rents will cover the roof cost.

But if I had two scenarios, A) paying $1000 dollars in rent a month to a landlord or B) Paying $1000 dollars into a home (covering my part of the mortgage and covering the negative cash flow from the other units) is scenario B not superior to scenario A?

You should be able to find a landlord policy that’ll cover a 3-unit property.

If I am looking to do the lease option in my market area (Southern California) but the rent does not follow the 1% rule however it does cover the cost of the mortgage is that acceptable?

If work comes up then you have 40% each month extra to pay off a credit line that covers the expenses. 

Think about the advantage of being on the opposite schedule from America, with a local partner to cover business hours you could utilize the time where your competitors are sleeping, that would be an asset factor in my opinion.Best,

@Brian Garrett Focus is on the asset, but they'll still check on the borrower's PFS.Usually looking for net worth greater than the size of the loan, and liquidity to cover 9 months debt service.

If yes, you will have to cover monthly expenses such as mortgage payments, insurance, utilities, HOA fees, etc.  

I currently reside in Southern California where, as you probably know, Real Estate prices are through the roof.

There are thousands (specifically around 15k) real estate agents in the greater Charlotte market and with the demand that is being experienced here, prices on market deals are through the roof.