With the leftover money, you can be aggressive and find another property if you fit all of the financing requirements as it will be a regular loan at that point since you have used the VA on your primary residence. 

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

It makes me go crazy because I want to offer excellent service, but then having to outsource and worse, wait an extra day or more because the guy I called is booked.Has anyone else gone through similar feels?

My jurisdiction has us sign a declaration stating we understand the risks associated with acting as Owner Builder:https://www.sandiego.gov/sites/default/files/legacy/development-services/pdf/industry/forms/ds3042.pdf

Services that you 'can't shop for' are a rip off.

You can even get investor loans on 1-4 unit properties that do not factor in your income, only the debt service coverage on the property you are acquiring.

Is the partner acting as a Contractor, and needs a 1099 for this service?

My mortgage broker shared this information with me and I thought I would share:http://workshopmortgage.com/blog/blog/2018/04/26/fannie-mae-an-llc-now-real-estate-investors-can-have-both/Actual guidance from Fannie:https://www.fanniemae.com/content/guide/servicing/d1/4.1/02.htmlP.S.

I am looking into creating co-living business similar to thehubhaus.com or starcity.com.How effect are permit services for advice on converting sfr residences or buildings to sro type buildings?

And by stress-testing I mean calculate what your debt service could end up being if by the time your 5 year balloon comes due, interest rates have hit 12-15%?