Again good farm land is in high demand and usually goes up for auction or is sold privately.

Wanting to BRRRR a bunch of times and I don't want to get tied up for months, because the lender decided no more, while we have private loans or personal capital in it.Can you elaborate on delayed financing?

Your partner / private mortgage lender also is not the borrower to the main lender, so none of the PATRIOT Act stuff applies. 

It is a 3/2 with all the bells and whistles and even has a 700 sq ft apartment attached to the garage with its own private entrance.

Thevast majority of rentals and private homes in my city have them.

I have friends who are have been commercial bankers  at FDIC chartered banks public and private for decades who are leaving because they cannot push loans through. 

I haven't really heard of someone getting terms like that in the private lending environment in a first deal.

I am 29 years old and currently work for a private jet manufacturing company in Savannah, GA as a Structural Test Engineer. 

I do not have a private lender so is my best option is a hard money lender?

@Dan Barli I intend to start with hard money and/or private investors.