One small sticking point for me are the monthly fixed costs. 

Hello BP,I have been actively speaking with a guy regarding Real Estate Investing, Fix & Flip to be more accurate.

I’m Leaning toward the helo because I can get  fixed rate for up to 60% LTV for 20 years and keep the 3% primary loan as a safeguard against falling rents, if that ever occurs. 

for fixed assets I have bought timber land in Oregon in my SIDRA and that worked great.. 

I am wondering what forum members would do.The house will likely sell for around 155kI owe 55k on first, and 50k on secondMarket rent, is likely around 1250 a month.Roof was done recently, it will need a hvac sometime soon.But other than that its been a low maintenance house.My mortgage payments with taxes/insurance on a 15yr fix at 3.25 percent is 800 a month.I am 5 year into the mortgage, and pay down about 400 a month in principal each month.Thoughts?

I am primarily interested in WHOLESALING and FIX AND FLIPS in the Central Jersey area.

Do manu houses work for long term buy and holds or better as a fix and flip?

@Ian I LeinwandFrom a Private Money Portfolio lending aspect you would most likely have (2) options on a (2-4 unit). 1) Rehab/Fix and flip type loan if rehab/repairs are needed >$5k- Depending on experience and Credit, acquisition LTV would be between 85%-95%, estimated Interest Only rate 7.09%--9.99% w/ 1 point for 9 months.  2) Rental Loan (2-4 unit), Depending on Credit, Max 75% LTV (80-85% SFR), Estimated 5/1 ARM rate 7.125% Full AM. or 7.375% Interest Only w/1 point.  

Looking to do a first time fix and flip (done one already but it was a rental we owned for 10 years then renovated and sold). 

So it won't be a "monthly" fixed rate, or even a daily fixed rate, it will be different every month.