The UK has a bit of a different model than what the SEC seems to allow. 

I just picked up a new $900 stainless LG dishwasher with a dent in the rear panel (that I already popped out) for $300 but my wife wouldn't let me get the NEW display model bright red front load Samsung washer they had out for $325.

I definitely was not a fan of the short term rental model.

A mentor should be a role model!

Are you able to trade it in and get an older model with no monthly payment, This is something to consider.I have never heard of someones age hurting them in real estate in regards to obtaining a loan.I highly recommend house hacking and you have a great credit score so you could utilize a FHA loan (low down payment) on a duplex or a single family home and rent out the additional rooms.You need to do ample research before embarking on this however.

@Chris Slater yes, most realtors aren't investors and don't understand the business model.

So if you model one of your own, do it after the TAR form.

The billing model incentives are counter to the best interest of the property owner; There is a financial incentive for property managers to churn units rather than address tenant problems.Most of the "professionally managed" properties I look at to buy are not nearly as well maintained as owner operated buildings and the work is shoddy.

If you look st the model of supply and demand.

Because of this unit delivery, five more apartment builds coming after these, and just the general development across Arizona and the United States rental rates have been and will continue to stabilize.