Also, your stay does not have to be one block of time.

I will be turning 18 in a couple of days  I only have 4 months of solid work experience so far, what is another way I can obtain a pre approval letter for hard money with limited history in work, and no experience in real estate?

While it's easier to get a good deal (relative to market) on "a" house in the winter (flexible criteria on what the property looks like, etc), it's a lot harder to get "the" house (open floor plan, double oven, 2 blocks from the subway, bla bla bla).

The best advice that I can give is to time block.

I've owned it for about 1 year now, and I just got a letter in the mail for next year's fire dues. 

1) I block the crawl door from shutting whenever I go under a house and 2) I always ask if anyone is home before entering a crawl. 

Catholic Charities will take a little longer to get you the funds, but they will send you a commitment letter. 

If you have a good case, I would send the PM a written letter explaining why you think they are responsible and asking them to compensate you for the loss.

Letter to owner, higher offer.

People use letters, road signs, car signs and many money spending marketing techniques to generate a piece of business.