Landlords also have bills and some of them may have lost their jobs. 

(see other posts on the legislative bill moving through both chambers in NY). 

At the same time, I have bills to pay.  

Short-term rentals have a lot of bills and I don't need to provide Airbnb or anyone else lovely publicity.

Bjorn I am with you just give them 6 more months and collect rent in the meantime.. nothing going to happen for a few months anyway.. unless you dont need the money want to have hold over tenants who get upset and maybe you end up with a big turn over bill??

To all landlords and real estate investors in New York State - The state senate is currently considering a bill that would waive/suspend rents for all tenants impacted by the corona virus.

Disregarding state and local gov't actions, it looks like the federal 'stimulus' bill that just passed only applies to federal backed loans.

We'll get through this and anyone who does will be stronger.Here are some resources mainly about the Coronavirus Tax bill "CARES ACThttps://taxfoundation.org/care...

And.... other bills that could have been paid had the disaster not occurredI view number 4 above as a catch all that would make CC payments totally eligibleThat being said I don’t think you can refinance the entire balance, rather I believe you are allowed to make payment on the CC.

@Tchaka Owen I literally just posted the text of the actually senate bill and the citation.