There are a few smaller banks around here that do this, each with slightly different terms and "red tape". 

Anyone have thoughts on the statement of going in with the expectation you may be "$2000 in the red"?

Paint the blue front door on the blue building a bright red to make it pop.

Home features gleaming hardwood floors, new roof, beautiful molding/trim, with tall ceilings & spacious rooms.

By changing the layout to an open layout it provides a startling and beautiful view that everyone who sees it.. loves it.

Meaning, I have seen my portfolio rise in both the rent rates and property valuations at a high enough clip that only an extreme meltdown of over 50% drops would effectively push me into the red.

Yes my beautiful soon to be wife and partner.

There were red oak hardwoods virtually throughout and I added same into kitchen.

The 4th unit though is not being rented out because there is lead paint, which seems like a big red flag.

If she was rude or dismissive when questioning their numbers (as previously reported by Mark L. above), that is a red flag as well.