Any insights or advice you could offer in these areas would be invaluable.

Advice here would be appreciated in what refi products I should consider.My gut says the safe move is sticking with long term rentals in my local market (South Jersey, just outside of Philly) which I am familiar with, but I also have been considering purchasing a vacation home in the Outer Banks and use it as a short term rental when we aren't there, which would be most of the year. 

I second Nathan's advice.

YUp thats correct and people are paying you guys big money for this sub to advice I have to think you already knew this or for sure should have.. 

Definitely talk to your coa before taking the advice of “some guy on the internet”.

are there any advice or tips on how can invest in STR properties in florida with bad credit?

Hello everyone,I'm a newer investor and looking for a little advice for a potential partnership and multifamily investment.

Someone there may have some advice or a spreadsheet they can share.

Anyone install vinyl in upstairs units and/or have any feedback or advice? 

My advice - Avoid Own It Detroit.