You can totally do both. 

As @Nathan Gesner says, please feel free to ask any question of the community.

well i lived through it.. painful as it was.Gap lending is far to risky for almost anyone end of story.. totally agree.the only time it works is with some decent cross collateral and or you have a substantial relationship with the client and have done LOTS of deals with them for many years. 

I live very minimally at home currently, still with my parents, so I would only be spending about $350 a month total, including the loan (assuming I can get it for the time period I calculated, which is 3 years), so I would still be able to put aside about $11,000 for school, a car, and the downpayment for my first deal. 

Feel free to respond here, or DM me to discuss further!

We have 15 long term rentals and 1 str and the premium is $1,903/year total for all of the properties including our primary.

If you want more insight on the area feel free to message me! 

Feel free to reach out if you have any other questions! 

Totally get it, that was why I posed the question. 

I totally understand if it was a conversation between agents (the seller agent, my agent, and the other buying agent) just seems strange.