Take a bold approach to the real estate market.

Currently my interest rate is at 3.35%.Several years ago, I relocated to Florida for work and have been renting out the units.

You could be making real money by investing wisely.Also, I wouldn't be sure that Cali will always appreciate at the rate that it typically has.

I am learning so much, and I am looking forward to investing in real estate. 

@Khayla WilliamsI strongly recommend against borrowing 100% for a propertyThere is significant risk in owning real estate including section 8 and maintaining the home in a certain condition and if you do t have the funds for those repairs you could lose it all.I always recommend people budget and save enough for a down payment and reserves before getting into their first property.

I’ll be moving to Madrid in September to study my Masters in Real Estate.  

Keep in mind hotels have a lot more moving parts and greater liability exposure yet we as a company still did not implement what you shared.Where we as operators differed was in our the understanding of the actual risks associated with owning real estate and how to mitigate or protect against them.

Is there a structured template you could give that is intended for real estate funding strategies?

However, in that scenario is you can compete on price even 5% cheaper you may win.In FL - Clean and comfortable interiors with awesome backyards do much better than awesome interiors with blah exteriors.Obviously to have it all is the best, but dollar for dollar exterior amenities in FL have a higher ROI.

I'm no expert on Florida contractor license law but from what I've read statute 489.533 covers abandonment.