Check with permit department and see if any other property has been built on since the "ban".

Speak to the commercial lending department. 

This is so if there is an emergency, the water department can run through and shut if off without needing access to your home.You should call your water company and ask them.

Here is a link to Boston's, which essentially is what I try and follow. https://www.boston.gov/departments/311/rules-clearing-snow

@Jeffrey Bradshaw our compliance department just sent it out a few days ago, so pretty recent.

When you talk to town planning, ask for a list of surveyors and trades people (specifically well and septic at the Environmental Health Department) since you'll need these permits even if there is an existing well and septic since you are technically performing an alteration.

This is a legitimate safety issue and you should not cut any corners.Best thing to do is swing by your municipality's building department and have a chat with the right person.

The rates should be published in most states according to the department of insurance.

Go down to the local building department and talk to them about it, see what permits will be and go from there. 

Department of Housing and Urban Development, rose at a steady clip even as home prices cratered.