A credit data aggregator does sell this data to authorized entities under a permissible use agreement.

John, sure enough, once I found a lawyer she brought all the other players to the table (including the surveyor, Dave).Virgilio, I did a lot of reading to and was happy to see that most of the prominent real estate-centric authors use similar math for valuing deals.

@Nick Brubaker, I downloaded an application straight from my city's housing authority and it specifically asks how long the tenant expects to live there, so I think (at least in NY) it must be a legally allowed question.

Don't want to go towards the Edgewood market so Aberdeen Md  IMO is a market that has potential future growth and there is always the need for housing with the Army base there (until at which time Congress decides to close it) I have actually volunteered with Habitat in rehabbing houses below the tracks and I agree with your assessment. 

Check with the authority having jurisdiction (Fire Dept/inspections) for what edition of the life safety code, and fire code they go by.

As far as "landlord friendly", a lot of things can drive that perception - how restrictive legislation is, what your obligations are for holding and returning security deposits, oversight by local housing authorities, etc.

Can the two of you seek a higher authority on the issue?

This fee shallbe considered added rent.I copied and pasted from Rochester, NY Housing Authority Free lease :) Last night I Read the legal decision in NYS passed this past June and late fees cannot be over a certain percentage (6%) of the rent. 

Bush 2 (and the whole of congress) pushed the lenders to do more lending. 

This should be spelled out in the Housing Authority Payment (HAP) contract.