In those areas the rates you quoted are normal.

Hi,I'm looking for landlord insurance for a couple rental properties (SFHs) in NorCal (Manteca, Tracy, Lathrop area), and was looking for good investor-friendly providers at competitive rates.

Hi all,I am currently house hunting for my first home in the Aurora, CO area and am interested in finding something with a finished basement that I could create a separate entrance for (assuming one doesn't already exist) and rent it out to tenants and make a dent in the mortgage payment given this high interest rate environment.

Sean,The rental dwelling market for many areas in the Northeast have seen both rate increase and Insurance companies pulling out.  

Dayton has more cash flow - and Columbus has a higher predicted appreciation rate 

It was a very bad experience for me that could have been easily avoided if they had any professionalism and commitment to doing what they advertise they do.

High property taxes might be offset by better rental rates, or vice versa.

Any conventional loan products for property in a flood zone (not sure what flood zone 9 is) requires flood insurance, which can be very expensive, and rates have been rising each year. 

There's a lot of companies on here that have very high ratings from other members. 

They also have an F rating on the BBB website.