@Raphael Abreu See if your lender offers a loan money down conventional loan first time home buyer product.

My understanding is PMI are not for FHA federal loans the P stands for private conventional loans. 

@Ross GleasonI was referring to conventional loans.

I’ve been looking at some properties in the valley, some of them grabbed my attention, unfortunately been having a bit of a hard time getting approved for conventional loans, and am currently looking for funding.

@Brendan Famoly  If you have the means to get a conventional, long-term, low-interest loan then I don't know why you would want to go personal money since that will likely be short term, higher-interest.  

look for VA, FHA loans, or conventional loans with PMI which types have a lot of 3-10% down payment loans.  

Conventional 30yr loan with 20% downHow did you add value to the deal?

Conventional owner occupied bank loan. 20% down.

You can't have that many conventional mortgages.

We had entertained the idea of a conventional loan but quickly realized that the closing costs were going to be very expensive.