@Lou Milard, we'd love to talk with you if you're putting a team together, help you answer any questions you might have about the market.Best,Kim

Talk to a CA real estate and/or securities attorney.  

i was talking in regards of maybe a condo maybe built in the 1990s but someone else or the previous owner renovating everything.

Michael, I am wanting to learn more about finding these properties as people talk about auctions and I don't really know what's involved in that or how you find out about them.

Talk about fire rated ceiling.

I could care less if people "talk bad" about HOAs, I have no hidden agenda or incentive for people to buy in an HOA or not.  

Let me know if you want to meet up sometime and talk real estate.  

The best approach is to source a few HML resources in your area and talk to them about their programs and guidelines.

After reading a few books and listening to bigger pockets pod casts I know I may need to hire a property management company IF I go forward and purchase a 48 unit apartment complex that I have been talking to the owner about buying. 

Go to market rate, but talk to them first and get a feeling if they will stay.