I've found promising leads with SECU, and also looked into Coastal Credit Union, but I wonder if there are if there are other local portfolio lenders offering short loan seasoning periods (<6 months), or who are even potentially able to roll the rehab into the loan? 

I also have a bit of money from other investments that I am looking to roll into a second multi-family property.  

Yes, we are turning into a nation of renters pushing user demand for multifamily product to historic highs.

That is a marketing campaign I could get rolling in just 3-6 months,  targeting 4-5 counties around me, hopefully taking in 2-3 deals a month, flipping the lower level deals and keeping the best as rentals (or owner financed) to take advantage of owner finance. 

It comes time to cash-out refi and the lender wants to see rent roll numbers. 

The values have already skyrocketed in the areas immediately surrounding downtown, and as the city rolls out the east side promise zone, those areas are expected to gentrify and appreciate much more as well.

Only ground roll up door. 

There’s one in California called Patch of Land, which has a 30 year loan that’s based only on the LTV, your credit score and your rent roll.

We are looking for an apartment or house to rent that is handicapped accessible including a roll in 5x5 shower.

If you have a first mortgage, and a heloc, on an investment property, and you want to roll them up into one mortgage on that investment property, would that be considered a cash-out refinance or is this just a regular refinance?