After a few months, we finally found a buyer, but I had to settle for less since I opted to sell the property as is to save on renovation costs.To give you some background, I initially purchased the property for $155k.

Can I still depreciate it until the buyer makes the final mortgage payment?

@Craig JonesMost private lenders will want 10%+ return so you mix the loans and you mine as well refinance it at today’s rates.

Now he is unresponsive and my plumbing final sits as pending.

You can use a Heloc if you have one in place just make sure you are talking to an experienced Banker or Loan officer.

And as I told the Auditor why would I go to Indy in Feb.. and look I have 10 loans on my books in Indy and I live in Oregon..

There are no penalty fees for paying off the loans early, FYI.Anything in this workflow that I'm missing? 

Lakefront land prices are at a premium so I need to accelerate the timeline by taking out a land loan(or other financing) to fund further improvements.I have owned the property over 7 years and have been using my own time & money to clear the property and make improvements.

Additionally, CA was on the cusp of launching CA community solar, whereby a developer could build solar projects and sell the power to the utility, however, it's on hold pending the final CPUC decision, and it doesn't look promising.

They suggested we refinance a loan of 600k with me on it.