If they use hard money lenders those loans are EXPENSIVE loans because they are short term loans with no early payment penalties and they will also finance rehabs.

VA loan Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

For a house hack with a first time buyer most will use a fha loan which allows for a 3.5-5% down payment.

I am researching using a standard 203k loan in MD for my primary residence. 

.• Financing: Explore options like FHA loans, conventional loans, or portfolio loans.• Cash Flow Analysis: Use a tool or spreadsheet to calculate projected cash flow.Based on your estimate of $300 per month in cash flow, make sure to verify that this aligns with your financial goals and risk tolerance.

Hard money loans are considered private loans so each hard money lender will have different requirements.You could find several HM Lenders if one were to stop lending to you past a certain point, but I can't really see a scenario in which you would want to have more than 2-4 HM loans going on at once.

Kind of hard to buy a reperforming 2nd with little equity for a realistic return if less than 12% when you can get 12% investing in a portfolio of such loans or better run by a company with a solid track record.

It depends on the type of loan and property you currently own.

I checked out their website.. they are showing C class and probably some D class rentalsCaution    they want you to get the loan and they are allegedly going to put some cash into these deals up front.. and you as investor get 60% ownership .. you are suppose to refi out in 5 years and pay them their cash plus 40% of the equity.. 

What would be the better choice on doing a flip or a rehab for a rental a heloc or hard money loan?