@Forrest Bassett so as an FYI, the law (bill) was written by a tenant advocate attorney and is not really very clear as you have pointed out.

https://www.ewg.org/news-insights/news-release/2024/03/over-240-california-community-organizations-unite-againstLate in the legislative process the tax was slipped into a 2022 law, A.B. 205, authorizing the California Public Utilities Commission, or CPUC, to add a fixed charge to electricity bills based on household income.

The population is one of the fastest growing in the U.S. and large companies are investing billions of dollars in the city to create new job opportunities and infrastructure. 

My current scale is self manage and not a management company. 

The saturation does give me concern, as it will be hard to make sure the property stands out from others when it is so far away from home without significant time and effort to keep up on theming, not to mention that you are at the mercy of your management company for some of the placement.With respect to rates, I have no delusions that the rates will come down, the refi is more a protectionary measure to make sure that we do not end up upside down on a mortgage if we just pick an arbitrary number and say, put 40% down on the property at 8%.

My client still hasn't been able to sell the property because his attorney hasn't been able to track down the previous owner so title company won't issue title insurance on a sale.You can ask an escrow officer about the other liens as well.

The insurance company was pretty reasonable to work things out with even though it did not start out that way, and they did have my blood pressure up considerably!

Ideally, we want the entire process to be managed locally to Hawaii to maintain authenticity and manage logistics effectively (stamps from Hawaii and not the mainland).Unfortunately, I haven't found a local company on the Big Island that offers these services.

I've had interesting experiences with multiple companies offering DSCR's.

If you would like to ensure that they are dead dead, and don't return, your best bet is to find a reliable pest control company.