Yup, but it helps.It is a simple decision, but has to be based on your own internal needs and desires.

Your tax documents are just part of the story.As for bankers not giving a straight answer, there is a lot more than just ratios that go into the lending decision.

It's nice to be conscious of your realtor's time, but ultimately it is his decision whether he wants to continue to invest in this process.

That doesn't even address the issue of market appreciation of the properties in question, or the expected turnover rates for each, or a host of other issues.You'll have to do an analytical review of the pros and cons based on your values in addition to the items which you can actually quantify, and then base your decision on that.Good Luck!

Hey @Shawn Smith @Brandon TurnerThe BRRRR method is IRA friendly but only for the benefit of the IRA and only with your indirect involvement (decision making only).

You're saving money and you're not in a hurry, meaning you can make good decisions without outside pressures. 

That's too big of a range for me to make a decision. 

And I was extremely upset when the city allowed a neighbor next door to one of my units to have a home bakery, so you also should think about the disruption to the neighborhood with clients coming and going before making any decision.

With the description of your proximity this will affect demand significantly.He also stated proximity to campus isn't a key decision factor for students anymore.  

Floor has a slight slope to it.3. laminate flooring was put in incorrectly 4. stress crack along with minor water damage on ceiling and walls5 new roof6. no appliances 7. the washer and dryer connections are in the kitchen8. has no central air (95%) of the houses in the area have it 9. need landscaping 10. gutters11. wall trim is in pieces12. some paint since im sticking to white ( very popular in the area)13. doors need replaced14. full remodel of the bathroomAlso the furnace and water heater are exposed in the bathroom (looks very weird) and it does have a garage or a basement but crawl space.