Second, if you can pay $100 fee and get rewards back that equal $400 versus a non-fee card (for example), it makes a whole lot of sense to pay the $100 fee and get that card.To answer the question about the business card that I use, I use the Blue Business Plus Card from American Express. 

Building equity is huge, not to mention having your own home with your kids is such a huge plus; not a lot of Americans have that option today unfortunately.

I would then get a 2nd and 3rd opinion for comparison and good old fashioned due diligence.I would also recommend that you speak with at least 2 property management firms to get a good feel for what your rental income should be and how long it would take to rent this property to a qualified tenant.

I got everything I needed, except a refrigerator side panel, but was able to find something that almost matched from the American Woodmark line. $2400 for a kitchen 15x20 kitchen with an island.

I recall reading in the Washington Post about a year or two ago an article about how African-American homeowners were not benefiting as much from the housing recovery.

As far as how it's invested it's in American Funds 2040, I have it allocated as 40% Growth, 36% Growth & Income, 19% Equity-Income/Balanced and 5% Bonds. 

And 75% of the American people are paycheck to paycheck (it's why they rent from us!).

Lots of things are changing in Avondale my friend.As you know Avondale is predominantly African American & lower-income neighborhoods.However, with the spot where my project is, I am getting a different tenant-base: middle-class African American, white, Asian, millennials and so on.

Call me old fashion but I don't want a short sell on my credit reports.As Maxwell mentioned a lot of people bought into this community.

Typically these programs are not available to investors, but some companies may choose to work with investors in some fashion.