@Daria B. a conventional renovation loan can be used to purchase or as a refinance loan if the lender offers the refinance product.

Should I just send an email essentially saying "Hey I'm interested in buying your house through seller financing, I can offer a good down payment and excellent interest rate.....?"

Sure, there are headaches, but you are essentially having a tenant pay for your asset while you're also collecting a profit from them if you buy right and it cash flows. 

@Steve Sprowls, your current mortgage guy is correct that Fannie Mae will not allow this.Maybe you should find a mortgage guy that also offers Freddie Mac products?

It really depends on the product you're interested in, the immediate market it is in, and your financial means.I'll give you an example: I have a client who had limited financial means (smaller down payment, and was qualified for a low mortgage amount).

And as for being an REO listing broker, the lending institutions decide who to use based entirely on production and success.  

For years, one credit card was enough, but in 2015 we did some upgrades and put the more expensive items on one of the credit cards that we got as a zero% promotion this year, so we essentially have a free loan on those upgrades for a year.

I hope to find a couple great mentors who excel in both real estate and business.Within the last couple years, I have started and continually grown my lawn care business but also perform small remodel tasks and other products related to construction.

It is just not that easy as some (who sell this product) would have you believe.

I just caution because a lot of people don't realize what they are getting into with that kind of setup.I work with a company who does that model in Philly, but the only reason I recommend them and trust them to do it is because I've been working with them for years on fully-finished turnkeys and I know their business principles and finished products and such.