I've done a few deals with seller financing on commercial loans to effectively reduce the downpayment to less than 20%, so shop around with local banks in that area.  

(b) It is unlawful for any person, other than a person who holds a valid home inspector license issued pursuant to this Act, to use the title "home inspector" or any other title, designation, or abbreviation likely to create the impression that the person is licensed as a home inspector pursuant to this Act.

THAT'S how you use those loans effectively!

I can't remember who said it, but someone replied, the coursework is only designed to help you pass the test.

It's just a flaw with that design.

All you need to know is that the Fed's target rate is vastly important to the global financial system, and it has far-reaching effects on all manner of interest rates.

Any thoughts on the effects of this program in the Indy market?  

@Jami Morton, I'm going to summarize a lot of the comments already made and maybe add a few more of my own.TK is designed for Cash Flow, not appreciation.  

I want to start a real estate investing company for this organization that doesn't have the typical restrictions associated with 501(c) (3) designations that come with buying or receiving real estate. 

Surface mold can often be effectively cleaned off non-porous surfaces.