So if you could add some specifics, we could actually read the text and give a better opinion.But if you know the ordinance is legit and the city says so, then the only way to "get around" it is to do it illegally which could cost you much more in the end.We really try and not advocate breaking the law.

Call it $600k with closing costs and reserves, so a $600k raise.

Add insurance costs to your numbers and plan for the increases. 

You'll also want to ensure you have a good property manager to look after the upkeep of the property if you are not there to notice anything deteriorating or which may need attention.Creating an LLC in California could cost you a minimum tax of $800 every year.

For example, my property in a B location with market tenants always cost less to manage which is my point.

If you're not careful you can easily end up paying $200/mo in subscriptions without even realizing it (this has been the case with my partner and I, between video game stuff and music and entertainment, etc. etc...).

Other franchises are reputable, but a fraction of the cost. 

I wanted a 30 year that will cost 0.50% more but lenders all pushing me to 10 year and stating rates will come down and will refi. 

I'd recommend looking into the cost of a dialer system, ISA, and CRM (if needed).

@Gabriella NataldieWith $10k in savings and $8k in hospital bills I would not be buying a multifamily propertyA roof, hvac system or major repair would wipe out that $10k.Closing costs alone on the property would be more than $10k.While it’s awesome to be ambitious, I recommend focusing on saving $ and building up enough capital so you can comfortably afford to buy a property