But I'm betting that the more experienced people have a sheet that they go through on that first call, and if anyone could share that with me, or make a few other suggestions, I sure would appreciate it.

I bet i know them, if so, I guess those are the guys I should be asking for help.

Instead of multiplying .03 to the 1st value, then adding that 3% to get the 2nd value... then repeating all the way up to now, what's this process called and is there and easier method in doing these calculations?

They went on ARV (future value as if the repairs were already done) to calculate the LTV.

I would say if someone is hanging out here, they also take a few chances… Calculated maybe, but indeed chances.

I'd bet Idaho is packed with cash flow.Tim

I don't trust their values for a second.Best bets for comps for minimal cost include a real estate agent and a title company.

I would rather have an "Equity" partner that puts up the cash, than to "Bet the Farm" on a deal...

I like to ask for a balloon payment with the interest calculated up front (simple interest not compounded interest), and no monthly payments.

Michael & Andy & JohnThanks for the valuable insights.In order to buy far away from where you live i.e. in my case PA or deep down in South Jersey may be better bets.