you don't owe a mortgage, so there is no time clock ticking away for paying this back (plus interest). you also mentioned you have a full time job that sounds like it pays well. why not take a break, save the money you need, or pay as you go per project using your paycheck. if you haven't had to borrow money at all for this project, why start now?

But once you find a great contractor, you can use them indefinitely in their area of expertise for most all your projects going forward.  

I have a very good contact that we use for large projects throughout the NY region. 

Projects that go over budget more then 10%, are pushing the limits of failure.

I'd love to chat with you about helping you out with your rehabs / any other projects you've got going on.

Part of my still seeking affirmation about my "project", and part of me thinking: "Wow.

But if you did, the bank would basically take ownership of whatever percentage you tell them you want mortgages (they'll limit it to about 80%).

I am currently a commercial Superintentdent building mostly large box retail from 100,000 - 1,000,000 SF projects nationwideI have extensive construction experience but little rental experience.

We've been laying the groundwork for a move to a larger property via running these 22 (soon to be 23) units successfully on our own, and by participating in syndications as passive investors where we learn at the feet of investors much more experienced in large multi-family projects.  

Alex Sanchez , Nino Alfano is a GC in the west suburbs that handles both cosmetic and large gut rehab projects.